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Terms of Use & AI Coaching Disclaimer

Version 1.0 · Effective 2 March 2026

1. About Us

Betterline io Pty Ltd (trading as Seven Figure Creators) (ABN 40 664 313 740) ("7FC", "we", "us") is an Australian company based in Sydney, NSW. We provide AI-assisted business coaching tools to members of our program.

2. Relationship to Main Terms

These terms supplement the Seven Figure Creators Terms of Service and Privacy Policy at sevenfigurecreators.com. Where these terms conflict, these AI Coaching terms take precedence for the Second Brain service.

By using the Second Brain AI coaching service, you agree to both the main Seven Figure Creators terms and these supplementary terms. If you have not already reviewed the main terms, we encourage you to do so.

3. AI Coaching Disclaimer

Important: The AI coaching assistant ("Matt GPT") is a tool that provides general business guidance based on training materials and frameworks. It is not a substitute for professional financial, legal, tax, or mental health advice. You should independently verify any recommendations before acting on them.

The AI assistant may occasionally produce inaccurate, incomplete, or outdated information. 7FC does not guarantee specific business outcomes, revenue figures, or results from using the AI coaching tool. Past results of other members are not indicative of your future performance.

This service is provided in accordance with the Australian Consumer Law (Schedule 2, Competition and Consumer Act 2010). Nothing in these terms excludes, restricts, or modifies any consumer guarantee under the Australian Consumer Law that cannot be excluded, restricted, or modified by agreement.

4. Information We Collect

In addition to the information described in our main Privacy Policy, the Second Brain AI coaching service collects and processes the following data:

5. How We Use Information

Your coaching data is used for the following purposes:

To be clear: your individual data is never shared with other clients. Only aggregated, de-identified insights are used to make the system better. For example, if 50 clients get stuck on the same thing, the system learns better ways to coach through it — but no one ever sees your specific conversations.

6. Security

When we collect and process personal information, and while we retain this information, we will protect it within commercially acceptable means to prevent loss and theft, as well as unauthorised access, disclosure, copying, use, or modification.

Although we will do our best to protect the personal information you provide to us, we advise that no method of electronic transmission or storage is 100% secure and no one can guarantee absolute data security.

API Key Security

Your API key provides authenticated access to the AI coaching system. You are responsible for:

We reserve the right to revoke API keys that are shared, misused, or compromised.

7. Data Retention

We keep your personal information only for as long as we need to. If you have provided us with personal information as part of creating a coaching account with us, we may retain this information for the duration your account exists on our system. If your personal information is no longer required, we will delete it or make it anonymous by removing all details that identify you.

If necessary, we may retain your personal information for our compliance with a legal, accounting, or reporting obligation.

You can request deletion of your data at any time — see "Your Data Rights" below.

8. Third-Party Services

The Second Brain AI coaching service uses the following third-party services to operate:

Your data is stored on Supabase infrastructure hosted in the United States. By using this service, you consent to the transfer and storage of your personal information outside Australia, in accordance with APP 8 (cross-border disclosure of personal information).

We take reasonable steps to ensure that overseas recipients of your personal information comply with the Australian Privacy Principles (APPs).

9. Children's Privacy

We do not aim any of our products or services directly at children under the age of 13 and we do not knowingly collect personal information about children under 13. If we become aware that we have collected personal information from a child under 13, we will take steps to delete that information promptly.

10. Your Data Rights

We believe you should have complete control over your data. That's why we built data management directly into the coaching experience — you don't need to fill out forms or wait for support tickets.

View your data

You can ask your AI coach "What data do you have on me?" at any time. You'll get a full summary of everything stored — your profile, conversations, scores, and progress.

Delete specific data

You don't have to choose between keeping everything or deleting everything. You can delete individual messages, specific conversations, or entire date ranges. Just tell your AI coach:

Deletions are permanent and immediate.

Delete everything

You can request a full account deletion at any time. This removes ALL data across all systems — your profile, conversations, scores, coaching history, stuck points, wins, content posts, and DM reviews. Your API key will be deactivated. This requires double confirmation and cannot be undone.

Data portability

You can request a full export of your data at any time. Ask your AI coach "Show me all my data" for a complete view. For a formal data export, email privacy@sevenfigurecreators.com.

How to exercise these rights

11. Your Privacy Rights (Legal)

Under the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs), you have the right to:

If you're in the EU or UK, your rights are protected under GDPR, including the right to access, rectification, erasure, data portability, and the right to object to processing. If you're in Australia, your rights are protected under the Privacy Act 1988. No matter where you're based, you can access, export, or delete your data at any time.

12. Acceptable Use

You agree not to use the AI coaching system to:

13. Electronic Transactions

By signing up electronically, you consent to the use of electronic communications and records in accordance with the Electronic Transactions Act 1999 (Cth). Your electronic acceptance of these terms has the same legal effect as a written signature.

14. Limitation of Liability

To the maximum extent permitted by law (and subject to the consumer guarantees under the Australian Consumer Law that cannot be excluded):

15. Changes to These Terms

We may update these Terms from time to time as the service evolves. Here's how we handle that:

If you continue using the service after changes take effect, you're agreeing to the updated Terms. If you disagree with any changes, you can delete your data and stop using the service at any time — no hard feelings.

Previous versions of these Terms are available on request. The "Effective Date" at the top of this page always reflects the latest version.

16. Governing Law

These terms are governed by and construed in accordance with the laws of New South Wales, Australia. You irrevocably submit to the exclusive jurisdiction of the courts of New South Wales.

17. Contact

Betterline io Pty Ltd (trading as Seven Figure Creators)
ABN 40 664 313 740
Sydney, NSW, Australia

General enquiries: matt@sevenfigurecreators.com
Privacy enquiries: privacy@sevenfigurecreators.com

Version History

Version 1.0 — 2 March 2026 — Initial release